What is catastrophic health insurance?

Catastrophic health insurance is a type of health plan that offers coverage in emergency times and preventive care. Catastrophic health plans generally have low monthly premiums and a high deductible. You pay for any emergency medical care you receive until you meet the deductible, and most preventive care is covered …

How does health insurance childbirth include work?

Are you thinking about getting pregnant and still don’t have health insurance? It’s best to hurry. Although there is health insurance childbirth included, this coverage usually has a more extended waiting period, so if you hire too late, you may not be able to enjoy the benefits in time. This …

how does coverage of personal accident insurance?

Most of us mortals know in general terms what accident insurance consists of, what it is for, and what its main coverages are; mainly the payment of benefits and compensation in the event of death or disability of the insured person after a mishap, but also other common guarantees, derived from an accident, in the policies of …

Differences between copayment and health insurance

What is the difference between copayment health insurance? Both copayment and coinsurance help health insurance companies save money (and therefore keep your premiums lower) by making you responsible for part of your health care bills. Both are forms of cost-sharing, which means that you pay part of the cost of your …

Old Age Universal Life Insurance

Universal life insurance is permanent and offers more flexibility than whole and occupational insurance. Universal Life enables you to adjust premiums, death benefits, cash value, and policy items. The universal life premium typically increases due to growth in the insured. Why is a flexible death benefit appealing? Take, for example, buying …

Student Loans – Important questions to ask about how it works

If you are a student looking to take out student loans, please take note. It is important that, before applying for a loan, you ask questions. It is evident that some students fail to ask some sustainable questions. This can be a result of anxiety. Also, it can be a …

What does your car insurance cover when traveling abroad?

car insurance, It is vacation time, and many of you will have thought of using the car to enjoy a well-deserved rest, even beyond our borders. But… Beware! Before traveling abroad, you should review your policy to avoid surprises, as it is essential to be clear about what your car …

Used Car Resale Life Expectancy: Maximize Your Investment

Buying a used car can be a smart choice. But understanding its resale life expectancy is crucial. Knowing how long a car will last and retain its value helps you make better decisions. In this guide, I’ll disscuss the factors affecting a car’s lifespan, the importance of brand and maintenance, …

When a car is scrapped, what happens to it?

Have you ever wondered what happens to a car when it is scrapped? In case you missed it, here’s a quick recap of what we’ve written about scrapping cars before: remove all valuables, get your paperwork in order, then drive your vehicle to an Authorized Treatment Facility (ATF) where it …

WHAT IS THE BEST PROFESSIONAL LIABILITY INSURANCE FOR DENTISTS?

First, let’s understand what professional indemnity insurance is – so we can understand what the best professional indemnity insurance for dentists actually is. Professional Civil Liability Insurance aims to protect the dentist’s reputation and assets in the event of convictions or accusations for professional failures. The insurance covers bodily, moral, and aesthetic damages …