Differences between copayment and health insurance

What is the difference between copayment health insurance? Both copayment and coinsurance help health insurance companies save money (and therefore keep your premiums lower) by making you responsible for part of your health care bills. Both are forms of cost-sharing, which means that you pay part of the cost of your …

Old Age Universal Life Insurance

Universal life insurance is permanent and offers more flexibility than whole and occupational insurance. Universal Life enables you to adjust premiums, death benefits, cash value, and policy items. The universal life premium typically increases due to growth in the insured. Why is a flexible death benefit appealing? Take, for example, buying …

Student Loans – Important questions to ask about how it works

If you are a student looking to take out student loans, please take note. It is important that, before applying for a loan, you ask questions. It is evident that some students fail to ask some sustainable questions. This can be a result of anxiety. Also, it can be a …

What does your car insurance cover when traveling abroad?

car insurance, It is vacation time, and many of you will have thought of using the car to enjoy a well-deserved rest, even beyond our borders. But… Beware! Before traveling abroad, you should review your policy to avoid surprises, as it is essential to be clear about what your car …

Used car resale life expectancy

When looking at car ownership, today’s youth would likely laugh at the assumption that an average person will have no more than two vehicles over the course of their lives. Never! Automobiles are more than just practical items; in order to keep up with the times, you have to trade …

When a car is scrapped, what happens to it?

Have you ever wondered what happens to a car when it is scrapped? In case you missed it, here’s a quick recap of what we’ve written about scrapping cars before: remove all valuables, get your paperwork in order, then drive your vehicle to an Authorized Treatment Facility (ATF) where it …

WHAT IS THE BEST PROFESSIONAL LIABILITY INSURANCE FOR DENTISTS?

First, let’s understand what professional indemnity insurance is – so we can understand what the best professional indemnity insurance for dentists actually is. Professional Civil Liability Insurance aims to protect the dentist’s reputation and assets in the event of convictions or accusations for professional failures. The insurance covers bodily, moral, and aesthetic damages …

Student Loan: How to Make the Most of Forbearance Pending Full

Student Loans: Although lawmakers like Chuck Schumer have sought debt forgiveness of up to $50,000, borrowers should not be overconfident and should act now before the interest eats up. Students or people with student loan debt should resume their payments before the new forbearance ends. Many civil organizations and legislators …

Why is it important to have student health insurance?

Hiring student health insurance is essential if you are going to study in a foreign country. Keep in mind that the health insurance in your country may not cover you abroad, hence the importance of relying on additional insurance that covers you in case you suffer any type of illness, accident or …

how does work car insurance policy?

Several actors are involved in car insurance policy. Let’s see to whom the RC car can be registered and why. The vehicle owner and policyholders may not be the same, so it is possible to decide who to pay the car insurance policy to. Here’s how to do it and what …