Hiring student health insurance is essential if you are going to study in a foreign country. Keep in mind that the health insurance in your country may not cover you abroad, hence the importance of relying on additional insurance that covers you in case you suffer any type of illness, accident or unexpected injury during your stay.
Student health insurance is easy and simple to take out. Doing so will give you the necessary peace of mind to dedicate yourself to your studies without added worries, knowing that you are guaranteed medical and health care if you need it.
Why is it important to have student health insurance?
The main advantage of having medical card insurance for students is to have covered the medical and health expenses that may arise during the time during which your studies are prolonged. This will provide you with security and peace of mind, since you never know what can happen and, when it comes to health issues, it is important to be protected against any eventuality. It is recommended that these student health insurance do not establish grace periods, since you will want to be protected from the very moment your studies abroad begin.
Health insurance for foreign students
If it is a medical insurance for foreign students in Spain, it is important that this is complete enough to guarantee coverage similar to that enjoyed by Spanish citizens. In this sense, it is essential that the contracted insurance offer fast and comfortable medical attention. It is also recommended that the management of the insurance be agile and simple, keeping in mind that, as a general rule, the foreign student is not accustomed to the procedures within a country that is not theirs. For this reason, policies that include a 24-hour assistance service, with telephone and/or online attention for any necessary procedure, are recommended. This type of insurance can only be contracted individually and its duration will be adjusted in any case to the time you are going to stay studying in Spain.
Usual students health insurance requirements for foreign
Each insurance company may require specific requirements when contracting health insurance for foreign students. However, the most common requirements are usually the following:
- Accredit the studies that are going to be taken by means of a copy of the registration or the acceptance letter.
- The duration of the course must be at least three months.
- The student must be, as a general rule, between 14 and 35 years old.
- Provide a residence address in Spain.
- Present a valid document (passport, residence permit, etc.).
What are the international students health insurance coverages?
If you are considering the possibility of taking out international health insurance for students , you should pay special attention to its coverage in case of illness or accident. To this end, the catalog of basic coverage that your insurance should include would be the following:
- Consultations in both primary and specialized care.
- Medical, health and pharmaceutical expenses.
- Emergency service.
- Surgical interventions.
- Hospitalization period that is necessary.
- Ambulance expenses and hospital transfers.
- Home care if necessary.
- Diagnostic tests (blood tests, X-rays, MRI, ultrasound, etc.).
- therapeutic treatments.
In addition to these fundamental coverages, we recommend that your international medical insurance for students also include, if possible, the following coverages:
- Dental expenses.
- Second medical opinion.
- Transfers or repatriation of patients.
- Telephone emotional support service.
Find health insurance
If you are looking for health insurance, we offer you the student health insurance comparator , with which you can compare the best insurance offered by insurers and choose the one that best suits your needs.