Tag: health insurance

What is catastrophic health insurance?

Catastrophic health insurance is a type of health plan that offers coverage in emergency times and preventive care. Catastrophic health plans generally have low monthly premiums and a high deductible. You pay for any emergency medical care you receive until you meet the deductible, and most preventive care is covered …

How to choose the best health insurance

There are many people, faced with the long lines and waiting lists that the public health field has to endure, who decide to get private health insurance so that they can save time on their doctor visits. However, in the market, we find great deals on health insurance, so it …

Common terms for US health insurance

Premium (premium): The amount you pay for medical insurance each month, usually monthly; the monthly cost is at least a few hundred dollars, and if the whole family buys insurance together, it may cost thousands of dollars per month cost of. Therefore, US health insurance premiums are very expensive. Deductible: …

Does Kaiser health insurance cover vision?

Kaiser health insurance Permanente offers coverage for routine eye exams in standard plans and additional coverage with an Advantage Plus option. The Kaiser Permanente organization has more than 12.5 million members. Does Kaiser Permanente cover eye care? Yes, Kaiser Permanente members with vision coverage through a different insurance company may …

MRI: types and characteristics

An MRI is a test that uses a magnetic field and radio waves to create detailed images of organs and tissues. This study is not invasive and allows diagnosing tumors, malformations, and various health problems in different parts of the body¹. Types of MRI This study can be done in …

What is a medical deductible?

Implemented in 2008 via article 52 of the Social Security financing law, the medical deductible is a device aimed at limiting State expenditure on health. It is a sum of money for which the insured remains liable after reimbursement by the health insurance. It applies to medical expenses for adults …

No Portability Health Insurance, what’s the matter?

There are two aspects to the concept of portability that are important in healthcare reform. The Health Insurance Portability and Accountability Act (HIPAA) protects American workers’ access to health insurance when they change jobs or lose them by making sure pre-existing conditions prevent someone’s access to health insurance. When an …
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