Author: motiur

How Does health insurance cover eye vision?

Kaiser health insurance Permanente offers coverage for routine eye exams in standard plans and additional coverage with an Advantage Plus option. The Kaiser Permanente organization has more than 12.5 million members. Does Kaiser Permanente cover eye care? Yes, Kaiser Permanente members with vision coverage through a different health insurance company …

What is catastrophic health insurance?

Catastrophic health insurance is a type of health plan that offers coverage in emergency times and preventive care. Catastrophic health plans generally have low monthly premiums and a high deductible. You pay for any emergency medical care you receive until you meet the deductible, and most preventive care is covered …

How does health insurance childbirth include work?

Are you thinking about getting pregnant and still don’t have health insurance? It’s best to hurry. Although there is health insurance childbirth included, this coverage usually has a more extended waiting period, so if you hire too late, you may not be able to enjoy the benefits in time. This …

how does coverage of personal accident insurance?

Most of us mortals know in general terms what accident insurance consists of, what it is for, and what its main coverages are; mainly the payment of benefits and compensation in the event of death or disability of the insured person after a mishap, but also other common guarantees, derived from an accident, in the policies of …

Differences between copayment and health insurance

What is the difference between copayment health insurance? Both copayment and coinsurance help health insurance companies save money (and therefore keep your premiums lower) by making you responsible for part of your health care bills. Both are forms of cost-sharing, which means that you pay part of the cost of your …

Old Age Universal Life Insurance

Universal life insurance is permanent and offers more flexibility than whole and occupational insurance. Universal Life enables you to adjust premiums, death benefits, cash value, and policy items. The universal life premium typically increases due to growth in the insured. Why is a flexible death benefit appealing? Take, for example, buying …

Student Loans – Important questions to ask about how it works

If you are a student looking to take out student loans, please take note. It is important that, before applying for a loan, you ask questions. It is evident that some students fail to ask some sustainable questions. This can be a result of anxiety. Also, it can be a …

What does your car insurance cover when traveling abroad?

car insurance, It is vacation time, and many of you will have thought of using the car to enjoy a well-deserved rest, even beyond our borders. But… Beware! Before traveling abroad, you should review your policy to avoid surprises, as it is essential to be clear about what your car …

Student Loan: How to Make the Most of Forbearance Pending Full

Student Loans: Although lawmakers like Chuck Schumer have sought debt forgiveness of up to $50,000, borrowers should not be overconfident and should act now before the interest eats up. Students or people with student loan debt should resume their payments before the new forbearance ends. Many civil organizations and legislators …

Why is it important to have student health insurance?

Hiring student health insurance is essential if you are going to study in a foreign country. Keep in mind that the health insurance in your country may not cover you abroad, hence the importance of relying on additional insurance that covers you in case you suffer any type of illness, accident or …